Which Visa Card Should You Use for Facebook Ads to Save Money?

Are you wondering which Visa card to choose to run Facebook ads to save costs and ensure efficiency? Choosing the right card not only helps you control your budget easily but also avoids many unwanted risks during the campaign. In this article, Antidetect Browser Hidemium will suggest the best Visa cards to help you spend more effectively on Facebook advertising.

1. Popular Visa cards used to run Facebook ads

Choosing the right Visa card is an important factor in optimizing your budget and performance when running Facebook ads. Each type of card will have its own advantages and disadvantages, suitable for each specific need and financial capacity. Below are three popular types of Visa cards that you should consider:

1.1 Visa Debit Card

Visa Debit is the most popular card type today thanks to the feature of direct payment using the available balance in the linked bank account. This is an ideal choice for beginners running Facebook ads. Some outstanding advantages include:

• Balance is updated immediately after deposit.

• Easy to register and use for online transactions.

• Low card issuance and maintenance costs, suitable for most users.

1.2 Visa Credit Card (Credit Card)

Visa Credit allows you to spend now and pay later within the bank's limit. This type of card is suitable for those who want to take advantage of bank cash flow to expand their advertising budget. Key features:

• Flexible financial support from banks.

• Enjoy incentives such as cashback, points, and payment incentives.

• The card opening process requires financial proof, which is more complicated than a Debit card.

• Card maintenance and re-opening fees are quite high (about 200,000 - 300,000 VND/time).

1.3 Visa Prepaid Card

Visa Prepaid is a prepaid card that you can use later and is not linked to a bank account. This is a great option if you want to control your spending and avoid unexpected expenses during your advertising campaign.

• Easily control spending, minimize the risk of debt.

• No need to open a bank account, flexible and convenient.

• Deposit/withdrawal fees are usually higher than Visa Debit.

• Less popular in Vietnam, only some banks support it.

>>> Learn more: What is Facebook Ad Credit? Updated Guide 2025

2. Which Visa card should I use to run Facebook ads?

When running Facebook ads, choosing the right Visa card is key to ensuring a smooth checkout process and effective cost management. Among the available options,Visa Debit Card is considered the optimal solution thanks to its convenience, ease of opening at the bank and clear budget control.

Visa Debit Card is directly linked to your personal account, operating on the principle of “load first – spend later”, allowing you to proactively monitor and adjust your spending. When advertising costs arise, the amount will be deducted directly from your account balance, helping you avoid spending beyond the set limit.

Thanks to that transparency and ease of management, Visa Required became the top choice of many advertisers when running Facebook Ads, especially those who want to optimize their budget while still ensuring campaign effectiveness.

3. Banks to choose when making a Visa card to run economical Facebook ads

Choosing the right bank to issue your Visa card when running ads on international platforms like Facebook can help you save costs and optimize your payments. Here is a list of banks worth considering — both domestic and international — with reasonable fees and attractive incentives for advertisers.

3.1 HSBC International Bank

HSBC Visa card is highly appreciated for its competitive fees and many utilities to support users:

• Card reissue fee: 110,000 VND/card

• Annual Fee: Free up to 1,500,000 VND, depending on card type

• Foreign currency transaction fees: 0% (when paying in VND)

• Foreign exchange transaction fees: 4% of transaction value

However, the card opening process at HSBC is relatively strict, which can be difficult for beginners.

3.2 MB Bank

MB Bank currently offers two card lines suitable for running ads: MB Visa Debit and Hybrid cards, with the following costs:

• Card issuance fee: 50,000 VND

• Annual Fee: From 60,000 - 100,000 VND

• Foreign currency transaction fees: 1%

• Foreign exchange transaction fees: 3% of transaction value

MB Bank is the ideal choice for advertisers with moderate budgets thanks to its low costs and high flexibility.

3.3 Vietcombank

Vietcombank Visa cards are not only optimized for Facebook advertising but also effective on other international platforms:

• Card making process: Fast, can register online or at the counter

• Payment system: Flexible, easy to manage advertising budget

3.4 ACB Bank

ACB is one of the popular domestic banks thanks to its high limit and stability in transactions:

• Supplementary card issuance fee: 100,000 VND — convenient when managing multiple advertising accounts

• Advantage: Stable transactions, few errors, suitable for large-scale and continuous advertising campaigns

3.5 Techcombank – Visa card with high security features

Techcombank offers a Visa card line that integrates many outstanding features:

• Security: 3D Secure – Verified by Visa, enhances transaction security

• Endow: Free annual fee for life for some card lines

• Note: It can take up to 7 days to receive your card – so plan ahead before running your ad.

3.6 Sacombank – Saving solution for advertising budget

Sacombank is a reasonable choice for those who want to save on card issuance costs:

• Card issuance fee: 50,000 VND

• No annual fee– helps save operating costs

• Outstanding features: Integrating QR Code technology, allowing quick online payments and transactions without using physical cards

>>> Learn more: What is Facebook Ad Library? Key Features and How to Use It

4. Quick guide to Facebook advertising with Visa card

Using Visa cards to pay for Facebook advertising campaigns not only helps control budgets effectively but also brings convenience and high security in transactions. However, many people still do not understand how to set up ads as well as how to add Visa cards on this platform. Below is a detailed guide to help you easily start advertising on Facebook with Visa cards quickly and effectively.

4.1 How to add Visa card to Facebook advertising account

Adding a Visa card to your Facebook advertising account is very simple, just follow these steps:

• Access Ads Manager: Go to "Billing" on the search bar to open the payment management section.

• Select “Payment Settings”: In the left menu, click this item.

• Add payment method: In the new interface, click on the "Add payment method" button in the right corner of the screen.

• Enter Visa card information, include:
  
   

  • Card number: The series of numbers printed on the front of the card (different from the bank account number).

  • Expiration date: Clearly state the expiration date printed below the card number.

  • Security code (CVV): 3 security digits located on the back of the card.

After filling in all the information, click"Continue"to complete the process of adding the tag to your ad account.

If you are using a personal account, you can go to: Settings → Payment → Account Settings → Payment Methods, then select “Add payment method” and fill in all the information as above. The whole process only takes a few minutes, then you are ready to run an advertising campaign with a Visa card.

4.2 How to remove Visa card from Facebook advertising account

When you need to change your payment card, you can remove your Visa card from your Facebook advertising account by following these steps:

• Go to “Payment Settings” in Ads Manager.

• Add new Visa card: First, select "Add payment method" and enter the new card information (card number, expiration date, CVV code).

• Select main card: After successfully adding, you can designate the new card as the primary payment method.

• Remove old card: Once the new card is selected as the primary card, you can remove the old card from your account.

Note: Removing the card may affect the account's payment limit, causing the spending threshold to decrease. Therefore, consider carefully before doing so to avoid affecting the advertising process.

>>> Learn more: TOP 10+ free and most effective Facebook SEO software in 2025

5. Facebook does not accept Visa card: Common causes and solutions

Job Facebook rejects Visa card When paying for advertising, it is a common situation that hinders many advertisers. Below are common causes and effective solutions:

• Visa card has not been activated for international payment: For newly issued cards, you need to contact your bank to enable international transactions before adding them to Facebook Ads.

• The card does not support international payments: Some Visa cards only support domestic payments. Please check with your bank to confirm whether your card is allowed for international payments.

• Cards are on Facebook's restricted list: If your card has been involved in unusual or fraudulent activity, Facebook may automatically decline it. In this case, you should try using a different Visa card.

• Card has insufficient balance to verify: When adding a new card, Facebook usually temporarily deducts about $1 (about 25,000 VND) to verify its validity. If the card does not have enough balance, the system will report an error and refuse to add the card.

• Ad account is under review: If your account is under review, all transactions will be paused. You will need to wait for Facebook to complete this process to use it normally again.

• Ad account still owes fees: Facebook will not allow you to add a new payment method if your account has not paid all previous advertising costs. Please check and pay the remaining balance.

>>> Learn more: How to Recover Disabled Facebook Account for 30 Days

6. Answers to frequently asked questions when using Visa cards to run Facebook ads

Usage Visa Paying for Facebook ads is essential to ensure a stable campaign. However, many people still have trouble adding and using cards. Below are common questions and detailed answers to help you better understand how to use Visa cards effectively when running ads.

6.1 How many advertising accounts can one Visa card be used for?

Facebook now allows one Visa card to be linked to up to 10 advertising accounts. However, according to the experience of seasoned advertisers, if you share a card for too many accounts – especially after 3 or more accounts – It is very easy to encounter a situation where the card is locked or payment is refused. Therefore, to ensure safety, you should useEach Visa card for a separate advertising account.

6.2 How many Visa cards can be added to a Facebook account?

You can add Multiple Visa cards to the same Facebook account. This makes it easy to switch between payment methods, which is useful when you need to control the budget for a specific campaign or avoid interruptions due to card errors.

Which type of Visa card should I use to run Facebook ads?

Depending on your needs and budget, you can choose the appropriate Visa card type:

• Visa Required: Easy to register, good spending control, suitable for beginners in advertising.

• Visa Credit: Provides flexible credit limits, suitable for those who need to boost their advertising budget.

• Visa Prepaid: Safe and convenient if you want maximum control over spending, especially during campaign testing phases.

Hope this article has helped you answer your question.“Which Visa card should I use when running Facebook ads?” Choosing the right card type will help improve campaign effectiveness and minimize the risk of payment interruptions.

If you need further assistance with your ad billing or want to optimize your ad account performance, don't hesitate to Contact Hidemium for detailed advice!